Buy a home
Refinance
Calculators
Check a property
Features
Learn
Account
Log in
Dashboard
Settings
Log out
Get started
Log in
Dashboard
Settings
Log out
Buy a home
Home loans made simple
Search our Learn Hub
Answers in under 60 seconds
Categories
Buying a home
Switching to Unloan
Beginner's guide to home loans
Top results
Well, that is a good question...
It appears we don’t have the answer handy right now. Fortunately, we have a team of experts here to help.
Chat to an expert
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Hot topics
Hot topic #
01
What does the term interest mean?
Interest represents the cost you pay to borrow money from a lender. There are four factors that determine how much you pay.
Read on
Hot topic #
02
What is equity?
Equity is the difference between the value of your property and the amount you still owe on your home loan.
Read on
Hot topic #
03
Conditional approval from multiple lenders
Seeking conditional approval can give you the flexibility to compare loan terms and find the best fit for you.
Read on
Buying a home
7 tips for bidding at an auction
When preparing for an auction, here are some tips to help you secure your dream home.
Read on
What is a conditional pre-approval?
A conditional pre-approval is an estimate from the lender, indicating what you might be able to borrow.
Read on
How long a conditional approval lasts
Conditional approval typically last between three to six months, giving you time to find your perfect home.
Read on
Buying a Home Part One
Whether you're a first-time buyer or looking to invest, here are three things to consider when buying a home.
Read on
Buying a Home Part Two
Whether you're a first-time buyer or looking to invest, here are three things to consider when buying a home.
Read on
Conditional approval from multiple lenders
Seeking conditional approval can give you the flexibility to compare loan terms and find the best fit for you.
Read on
See more
Switching to Unloan
What happens when your fixed rate ends?
As your fixed-rate ends, you can explore new fixed rates, renegotiate, or refinance with other banks and lenders.
Read on
How can I apply as a CommBank customer?
Unloan is built by Australia's leading bank, CommBank. You can apply via our website
Read on
What does refinancing mean?
It’s when you replace your existing mortgage with a new one. Wave goodbye to your old loan terms and switch to a new home loan.
Read on
See more
Beginner's guide to home loans
What is stamp duty?
Stamp duty is a general tax imposed by the state government on the purchase or transfer of almost any real estate.
Read on
What is a settlement date?
It’s the day your new lender takes possession of your home's title deeds from your old lender.
Read on
What is LVR?
LVR is the amount of money borrowed in proportion to the value of the property being purchased or refinanced.
Read on
What does the term principal mean?
Principal is the amount of money you’re looking to borrow from your bank or lender, which you’ll then need to pay back
Read on
What is LMI?
LMI, also known as Lender’s Mortgage Insurance, protects lenders in the event that aborrower can’t repay their mortgage.
Read on
What is your borrowing power?
Borrowing power is how much a lender is willing to loan you based on several factors.
Read on
See more
Supporting
you every step of the way
Hi there!
How can we help?
We pride ourselves on our service and are available to help 7 days a week.
Chat with us
Everything you want to know
ALL IN ONE PLACE
Buying a home or looking to make the switch? Let’s undo the jargon and make home loans simple.
Learn with Unloan
There's plenty more to love
Learn more
Be rewarded
0.30
%
p.a.
Additional rate discount in year
30.
No negotiations needed.
Find out more
Say no to fees
Application Fees
Banking Fees
Account Fees
Change Fees
Exit Fees
In certain circumstances LMI premium may apply.
Learn more
Award-winning
Loved by customers. Recognised for outstanding value.
Find out more