Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
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Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
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Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
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Understanding shortfalls in the Unloan home loan settlement process
Everything you need to know and what to do if you encounter a settlement shortfall during the settlement process of your Unloan home loan application.
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6 factors lenders may take into consideration when you refinance your home loan
Learn about what lenders evaluate, from loan details to living expenses when you apply to refinance your home loan.
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Is Unloan part of CommBank?
Unloan is built by Australia's leading bank, CommBank. We believe home loans should be easy to get and easier to live with.
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Are cashbacks worth it?
When exploring a cash back offer, consider long-term costs versus immediate benefits.
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4 factors to consider before refinancing
Before you refinance your home loan, there are a few key points you may want to consider.
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What does refinancing mean?
Approaching the end of your fixed-rate term or looking for a better deal on your interest rate? Understand how the refinancing process for a home loan works.
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Buying a home or looking to make the
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Annual rate discount

0.30
%
p.a.
in year 30
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Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.
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Save interest

Offset your interest with unlimited free redraw.
How redraw works
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See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.