Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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10 things to consider when buying an apartment
Learn the key factors to consider when purchasing an apartment, from location to legal checks, to finding a property that matches your needs and lifestyle.
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Buying a new vs established apartment: The pros and cons
Compare new and established apartments with our analysis on their unique benefits and considerations to help you decide if either property type is right for your preferences.
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Everything you need to know about buying off the plan
Here’s what you need to know if you’re considering to purchase a property off-the-plan, including the benefits, considerations, and how to navigate the process.
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The pros and cons of buying an off the plan property
Discover the advantages and disadvantages of purchasing an off-the-plan property to help you determine if this process aligns with your home buying journey.
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What is the difference between a property appraisal, estimated property value and property valuation?
In the property market, terms such as ‘property appraisal’, ‘estimated property value’ and ‘property valuation’ may seem similar, but they have key differences.
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Should I build or buy my next investment property?
Deciding to build or buy an investment property? We provide the pros, cons, and potential return on investment to help you align with your strategy and financial goals.
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0.30
%
p.a.
Additional rate discount in year 30.
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In certain circumstances LMI premium may apply.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.