Buying a Home

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Confused about conditional approval? Here's what you need to know

Discover the keys to securing your dream home with our insightful guide on conditional approval. Learn what conditional approval means for your home loan, its duration, and how it can enhance your position as a buyer.

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Your step-by-step guide to buying a home

We explain the essential steps, from financial assessment to settlement, tailored for first-time buyers to navigate the market confidently. Get pre-approval tips, property search strategies, and make your homeowner dreams a reality.

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What's the difference between conditional and unconditional approval?

When it comes to buying a home, it can be easy to get caught up in all the jargon that’s used. Conditional and unconditional approval are two phrases worth being across.

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8 steps to take when you start saving for a house

Saving for a house takes time and discipline. To help you save for a home, we’ve pulled together 8 steps to take when you start saving for a deposit.

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Taking the guesswork out of saving for a house deposit

Are there any tips or tricks you can use to supercharge your savings? We’re here to give you different tips and strategies you can use to help save for a house deposit.

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10 big mistakes to avoid when buying a home

We list the 10 most common home-buying errors to avoid to help smoothen your home buying journey.

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^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Buying a Home

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