Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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6 factors that impact your borrowing power
Understanding your borrowing power is crucial when applying for a home loan. Learn about the six key factors that affect your borrowing capacity and how you could improve it.
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8 tips to help you feel prepared for an auction
Get ready for your auction day with these 8 things to consider. From understanding your budget to managing bidding strategies, we guide you through the process so you feel confident and prepared.
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Understanding a contract of sale
Learn what a contract of sale is, what’s included, and what to look out for when buying property in Australia. A clear, expert guide to help you feel confident before you sign.
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Should I make an offer subject to finance?
Learn what it means to make an offer subject to finance, how it protects your home buying journey, and when it makes sense to use it.
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Why a property value calculator will be your best friend when buying a new house
Learn how a property value calculator works, why it matters, and how to use it to make informed decisions - whether you’re buying, selling, or refinancing.
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Should I sell my current home before I buy a new home?
Wondering if you should sell your current home before buying your next one? Learn the pros and cons.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.