Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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Should I renovate my home or move?
Tossing up between renovating or moving house? This is a guide to help you weigh up costs, lifestyle needs and the long-term value of your home.
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Should I build a new home, or buy an existing home?
Tossing up between building a new home or buying an existing one? We break down the pros, cons, costs and timelines.
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What are the risks & benefits associated with buying off the plan?
Thinking of buying off the plan? Learn the key risks and benefits, how it works, and what to consider before signing.
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5 unexpected costs associated with owning a home
Discover the hidden expenses of homeownership, from ongoing maintenance to unforeseen fees.
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6 ongoing costs associated with owning a home
Understand six ongoing costs of homeownership. Learn what to expect and how you could budget for each cost to keep your home financially manageable.
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Factors to consider before purchasing a property with a strata title
If you’re considering purchasing a property that’s part of a strata title, here are some factors to consider.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.