Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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5 things to consider if you don’t have a 20% deposit
Not sure if you can buy a home without a 20% deposit? Discover 5 key things you need to know when applying for a home loan with a smaller deposit.
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7 upfront costs to consider before buying a home
Discover the 7 key upfront costs when buying a home. Learn about deposits, stamp duty, inspections, and more.
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Ways to increase your borrowing power
Learn how to increase your borrowing power with some things to consider to help you secure the home loan you want.
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7 tips for bidding at an auction
Planning to bid at an auction? Get 7 things to consider to improve your chances, from setting a budget to understanding the auction process.
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What is a building inspection report?
Understand what a building inspection report covers, why it’s important before buying, and how it can help you avoid costly surprises.
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Buying a home? Here’s where to start
Learn how to begin your home buying journey with this Unloan guide.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.