Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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Confused about conditional approval? Here's what you need to know
Learn what conditional approval means for your home loan, how to get it, and what happens next.
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Your step-by-step guide to buying a home
From saving a deposit to settlement, here’s a clear guide to buying a home in Australia.
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What's the difference between conditional and unconditional approval?
Learn what sets conditional and unconditional approval apart, why it matters for your home loan application, and how to move from one to the other with confidence.
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8 steps to take when you start saving for a house
Ready to buy your first home? Learn 8 practical steps to start saving, build good habits, and feel confident about your home loan journey.
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Taking the guesswork out of saving for a house deposit
Learn how to save for a house deposit in Australia with simple steps, smart budgeting tips, and tools to help you stay on track. Whether you’re starting from scratch or close to your goal, this guide makes it easier to plan with confidence.
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10 big mistakes to avoid when buying a home
Buying your first home? Learn the 10 most common mistakes Australians make, from skipping pre-approval to underestimating costs and how to avoid them.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.