Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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10 things to consider when buying an apartment
Buying your first apartment? From strata fees to location tips, here are 10 smart things to consider before signing the dotted line.
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Buying a new vs established apartment: The pros and cons
Weighing up buying a new or established apartment? Discover the pros and cons of both options so you can make a confident, informed home-buying decision.
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Everything you need to know about buying off the plan
Thinking of buying off the plan? Learn how it works, the risks, benefits, how to navigate the process, and what to check before you commit.
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The pros and cons of buying an off the plan property
Thinking of buying off the plan? Learn the real pros and cons, key risks, and what to watch out for—especially if you’re a first home buyer or property investor.
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What is the difference between a property appraisal, estimated property value and property valuation?
Not sure what separates a property appraisal from an estimated value or a formal valuation? We break it down in simple terms to help you understand what each one means, and when you’ll need it.
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Should I build or buy my next investment property?
Thinking about whether to build or buy your next investment property? Discover the pros, cons, and what’s best for your goals with this comprehensive guide.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.