Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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10 things to consider before investing in property
Thinking of buying an investment property? Explore 10 key things to consider before investing in property in Australia, from upfront costs to ongoing expenses.
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How to choose between buying a house, unit or townhouse
Trying to decide between a house, unit or townhouse? This guide breaks down the pros and cons of each to help you make a confident and informed property decision.
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7 questions to keep in mind when buying a freestanding house
Thinking of buying a freestanding house? Discover 7 key questions to ask that cover costs, location, property type and future value to help first-home buyers and investors make confident, informed decisions.
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A beginner’s guide to making an offer on a property
Learn how to make an offer on a property in Australia with step-by-step tips. Understand what to do, what to avoid, and how to negotiate with confidence.
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Areas in Brisbane to get into the property market sooner
If you’re looking to get your foot in the door sooner rather than later, here are some of the best suburbs in Brisbane for first-home buyers.
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Auction vs. Private sale: What’s the difference?
Trying to decide between buying at auction or through private sale? Learn the key differences, pros and cons, and what to expect in each process.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.