Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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Does a home loan pre-approval affect my credit score?
Find out how home loan pre-approvals impact your credit score in Australia. Learn the difference between soft and hard credit checks, and what lenders look for.
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8 reasons your home loan may be rejected after pre-approval
Pre-approval doesn’t guarantee a home loan. Learn 8 common reasons why applications get rejected after pre-approval and what you can do to improve your chances.
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A beginner’s guide to auctions: Everything you need to know about auction day
Thinking of buying at auction? This beginner’s guide breaks down how property auctions work in Australia—what to expect on the day, how to prepare, and tips to bid with confidence.
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12 signs you may be ready to be a homeowner
Thinking about home ownership? Here are 12 signs you might be ready to buy your first home in Australia, with real-life tips to help you decide if now’s the right time.
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A guide to ‘passing in’ at a property auction
Understand what happens when a property is passed in at auction and what your options are next. A simple guide to help buyers navigate the process with confidence.
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6 key factors to consider when buying a new house and land package
Planning to buy a house and land package in Australia? Learn the 6 essential factors to consider, from upfront costs to location.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.