Beginner’s Guide to Home Loans

Hot topics

Hot topic #
01

What is loan to value ratio (LVR)?

You might be wondering, what is LVR (loan to value ratio)? It’s the borrowed amount relative to the value of the property being bought or refinanced.
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Hot topic #
02

What is equity?

Everything you need to know about equity, from how to build it and what it's used for.
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Hot topic #
03

What is a discharge fee?

We explain what a discharge fee is, when it's required and what the process of discharging your home loan looks like.
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Can I get a home loan in Australia while living overseas?
If you’re an Aussie living abroad, you might be wondering if you can apply for a home loan while overseas. Read on to get the low down on expat home loans.
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The ultimate guide to common home loan terms
When it comes to understanding home loans, it helps to have a good grasp of loan terminology. Here are some common terms you’re likely to stumble across during your property buying journey.
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5 ways to lower your LVR
Low LVR home loans can unlock a range of benefits that can help you save as a borrower. If you’re looking for a few tips and tricks to help you lower your LVR, we’ve got you covered.
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How does debt impact your borrowing power?
When you apply for a home loan, the most important element your lender will consider is how much debt you have. Here’s a rundown of how debt affects your borrowing power.
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Downsides of having a high LVR
Your loan to value ratio plays a key role in your home loan application. While having a high LVR isn’t the end of the world, there are a few drawbacks that you should be aware of.
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What is a hardship variation?
There may be times when you experience mortgage stress due to changes in your financial situation. Here’s what to do if you’re experiencing financial hardship.
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