Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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How much can I borrow with a guarantor?
A guarantor may be able to help you get your foot in the door of the housing market sooner rather than later. But how much can you borrow with a guarantor?
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What are the costs associated when applying for a home loan and buying a house?
To help you navigate all the extra costs associated when applying for a home loan and purchasing a property, we’ve pulled together this list to help you with your calculations.
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What does a home appraiser look for when inspecting a home to refinance?
To help you better understand how the home valuation process works, we’ve pulled together a list of the factors valuers consider when determining the value of your home.
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Is renting or buying a better option for you in the housing affordability crisis?
It can be tricky to know whether you’re better off buying or renting. If you’re weighing up the pros and cons between renting vs buying, here are a few important points worth considering.
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How to choose the right conveyancer when buying a house
Not all conveyancers are made equal, so it’s important to do your research and ask the right questions to find a conveyancer that’s going to help you when it comes to buying a house.
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Navigating the topic of "how much is this house?"
As a first-home buyer, the thought of negotiating with an experienced real estate agent can be overwhelming. We can help you master asking “how much is this house?"
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Annual rate discount

0.30
%
p.a.
in year 30
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Application Fees

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In certain circumstances LMI premium may apply.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.