Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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What is the minimum deposit when buying an investment property?
Read on to learn more about how much you’ll need to get the ball rolling on an investment property.
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When is a good time to start property investing?
Follow our guide to help you find the best time to buy an investment property.
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How to apply for conditional approval
We explain what conditional approval is and how it could come in handy when it comes time for you to buy a property.
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2 benefits of paying off your home loan early
We share two benefits of paying off your mortgage earlier than your home loan term.
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What is cross collateralisation?
From refinancing to using your equity to fund the purchase of an investment property, cross collateralisation is another strategy that some investors use to build their investment portfolio.
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What is a good strategy for property investment?
We explore five strategies to consider when looking at property investment.
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Annual rate discount

0.30
%
p.a.
in year 30
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.