Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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How to read a building and pest inspection report
It’s important to be able to read and understand the report. This guide details what’s included in a building and pest report and how to interpret their findings.
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How to read a property report
A property report can provide you with stacks of info on not just the home but the surrounding area too. Here are a few tips to help you understand a property report.
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9 mistakes to avoid when buying your first home
To help you on your home buying journey, we’ve pulled together a list of the top things to avoid when buying your first home.
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What type of properties can you buy?
Navigate the diverse property options in Australia with our guide, covering off the plan purchases, house and land packages, apartments, and established homes, tailored to your lifestyle and budget.
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Buying a property to renovate: What you need to consider
Discover the key considerations for buying and renovating a property, from assessing potential and budgeting to navigating regulations and securing financing. Learn how to make your renovation a success.
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The upfront and hidden costs of buying a home
Understand all costs associated with buying a home in Australia, from the initial deposit and legal fees to the less obvious maintenance and interest expenses. Prepare effectively for your property purchase with this detailed cost breakdown.
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0.30
%
p.a.
in year 30
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.