Buying a Home

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Which parts of your property contract are open to negotiation?

Buying a home? Learn which parts of a property contract in Australia are open to negotiation, from price to settlement terms, so you can secure the best deal with confidence.

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Negotiating on the property price: the biggest mistakes to avoid

Buying a home? Learn how to negotiate the property price in Australia with confidence. Here’s a rundown of common mistakes to avoid when negotiating the purchase price of your new home.

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What happens on settlement day?

Just bought a home? Here’s what to expect on settlement day in Australia, from signing the final documents to getting the keys.

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How to prepare yourself for an open house as a buyer

Here's a guide to help you feel confident and prepared when attending an open house. Learn what to look for, what to ask, and how to spot red flags, so you can make smarter buying decisions.

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Sunset clauses simplified: What is a sunset clause and when is it used?

Learn how sunset clauses work in off-the-plan contracts, why they’re used, and what buyers should watch out for before signing.

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Pros and cons of buying a home with less than a 20% deposit

Thinking about buying with less than 20% deposit? We break down the benefits, risks, and what it really means for your home loan and LMI costs.

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^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Buying a Home

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What is LMI?

Your checklist for moving house