Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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How to set a budget for your first home: A beginner’s guide
Buying your first home? Learn how to set a realistic home buying budget with tips to stay on track, save smart, and feel confident every step.
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What are the different types of mortgage loans?
Learn the key differences between variable, fixed, split, and interest-only home loans in Australia. This guide will help you choose the right loan for your needs.
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Things to check for in the neighbourhood of a potential house
Looking to buy a home? Here’s what to look for in a neighbourhood, from schools and safety to noise and public transport, before you make a move.
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Unloan's ultimate guide to buying an investment property
Looking to buy your first investment property? Learn how property investment works in Australia with this guide for beginners.
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The ultimate guide to buying your first home
Start your first home journey with our simple guide. Learn what to expect at every step, from saving your deposit to getting approved.
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What happens after settlement day?
Wondering what to expect after settlement day? Learn what happens next with your home loan, from moving in to setting up repayments.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.