Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Have you been asked to pay LMI, and wondered what it is? Here's what you need to know.
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Hot topic #
02

Your checklist for moving house

To help your move to your new home go smoothly, Here's a checklist to help you in the lead-up.
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Hot topic #
03

Your guide to conditional approval

Learn how conditional approval can help alleviate the stress in the home buying and loan application journey.
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Should you use home equity to renovate or buy an investment property?
Is your home equity being used effectively? Let’s take a closer look at how to choose between using equity to renovate or buy an investment property.
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Negative gearing explained
Let’s take a look at how negative gearing works, along with the benefits and risks that come with this property investment strategy.
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Implications of using the bank of mum and dad to buy your first home
Using the bank of Mum and Dad. If you’re lucky enough to receive a bit of cash from your parents to put towards your first home, here are a few important implications that are worth being aware of.
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Trends and statistics: The bank of mum and dad in today’s housing market
The bank of mum and dad is quickly becoming one of the country’s biggest lenders. Let’s take a look at some of the current stats and trends around the Bank of Mum and Dad.
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How to plan for an investment property when you have mortgage repayments
Are you on the hunt for an investment property but have an existing mortgage? Read our guide to learn more about buying a second home and staying on top of your mortgage repayments.
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The pros and cons of using equity to purchase an investment property
Thinking about using your home equity to invest? Discover the benefits, risks, and what to consider before using equity to buy an investment property. Simple, clear advice from Unloan.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.