Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
Read on
Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
Read on
Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
Read on
Should you use home equity to renovate or buy an investment property?
Learn how to use your home equity to fund renovations or buy an investment property. Let’s take a closer look at how to choose between the two.
Read on
Read on
View answer
View answer
Negative gearing explained
We explain what negative gearing is, how it works, along with the benefits and risks that come with this property investment strategy.
Read on
Read on
View answer
View answer
Implications of using the bank of mum and dad to buy your first home
Thinking of using the Bank of Mum and Dad to buy your first home? Discover the benefits, risks, and what to consider before accepting or giving family help.
Read on
Read on
View answer
View answer
How to plan for an investment property when you have mortgage repayments
Thinking about buying an investment property but still repaying your home loan? Learn how to plan confidently, manage costs, and set yourself up for success with expert tips from Unloan.
Read on
Read on
View answer
View answer
The pros and cons of using equity to purchase an investment property
Here’s an overview of the pros and cons of using equity to buy an investment property as well as some tips on how to use equity to buy a house.
Read on
Read on
View answer
View answer
5 things to consider when buying a terrace house in Australia
Thinking of buying a terrace house in Australia? Here’s what to consider, from heritage rules to space and structure, before you make your move.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Be rewarded

0.30
%
p.a.
Additional loyalty discount in year 30. 

It’s our way of saying thanks for
staying with us.

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.

Save interest

Offset your interest with unlimited free redraw.
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.