Buying a Home

Hot topics

Hot topic #
01

What is LMI?

Learn what lenders mortgage insurance (LMI) is, how it works, and its role in home loans. Gain clarity on when LMI applies, how it impacts your mortgage, and how to calculate LMI costs for your situation.
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Hot topic #
02

Your checklist for moving house

Moving house soon? Read our comprehensive checklist to help you stay organised and prepared. From packing to budgeting, follow these essential steps for an stress-free move.
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Hot topic #
03

Your guide to conditional approval

Explore our comprehensive guide to conditional approval, detailing the steps, benefits, and key considerations when seeking conditional approval for your home loan.
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Dreaming of a duplex? Here’s what to consider before you buy
Thinking about buying a duplex? Learn the pros, cons, and what lenders consider, so you can make a confident, informed decision on your next property.
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6 things to look out for when buying a townhouse
Thinking of buying a townhouse? Here are 6 key things to look out for, from strata fees to noise and neighbours, before you sign on the dotted line.
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Is it worth hiring a professional bidder for your property auction?
Thinking about using a professional bidder at auction? We break down what they do, what it costs, and whether it’s worth it.
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High LVR or low LVR: Things you should consider before applying for a home loan
Understand the pros and cons of high vs low LVR home loans. Learn how loan-to-value-ratio (LVR) affects your deposit, borrowing power, and approval chances.
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8 potential strategies for first home buyers in a highly competitive market
Explore 8 practical strategies to help first home buyers stand out, stay confident, and buy smarter in today’s fast-paced, high-demand property market.
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Considerations on buying your first home with a single income
Buying your first home on one income? Discover practical tips to consider, key costs to plan for, and how to boost your borrowing power, designed to help single-income buyers confidently take the next step in Australia’s property market.
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Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.