Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
Read on
Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
Read on
Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
Read on
How to apply for a home loan
Unloan's home loan application process is easy and fast. Follow this step-by-step guide and apply online in minutes.
Read on
Read on
View answer
View answer
What are the benefits of refinancing?
Thinking about refinancing your home loan and want to know the benefits? Here's six potential reasons on how it could help you.
Read on
Read on
View answer
View answer
Unpacking the differences between a reverse mortgage and refinancing
We explore how a reverse mortgage and refinancing can unlock equity in your home and how these two options compare with each other.
Read on
Read on
View answer
View answer
What is cash out refinancing and how does it work?
Your guide to cash out refinancing and how it works.
Read on
Read on
View answer
View answer
How can I use my equity to fund renovations?
Homeowners can build up equity in their home loan to help cover the costs of their renovations. Find out how.
Read on
Read on
View answer
View answer
What costs are associated with refinancing your home loan?
Before you begin the process of refinancing your home loan, it’s worth doing the maths before switching lenders.
Read on
Read on
View answer
View answer

Supporting you every step of the way

Icon of a woman smiling
Icon of a man giving thumbs up
Icon of a man wearing glasses

Hi there!

How can we help?

We pride ourselves on our service and are available to help 7 days a week.
Chat with us

Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
home loans simple.
Learn with Unloan

There's plenty more to love

Learn more

Annual rate discount

0.30
%
p.a.
in year 30
Find out more

Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.
Learn more

Save interest

Offset your interest with unlimited free redraw.
How redraw works
image of a coin
image of a piggy bank
See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.