Switching to Unloan

Hot topics

Hot topic #
01

Unloan’s 6 step guide to refinancing and how it works

Decided it’s time to refinance your home loan? Learn more about the refinancing process and how it works.
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Hot topic #
02

9 questions to ask your lender when refinancing your home loan

When considering to refinance your home loan, it’s important to know what questions to ask your lender, to make sure you’re switching to a new home loan that suits your needs.
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Hot topic #
03

What is refinancing and how can it help you reach your financial goals?

Learn how refinancing a home loan works and how you can use it to reach your financial goals.
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Save now or save loads more later
How to execute a smart refinance.
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3 ways you know it's time to refinance
Interest rates are up but it’s very possible you can give yourself multiple rate cuts… immediately.
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3 ways to trick yourself into getting debt-free fast
Think repaying a mortgage takes nothing but hard slog? It doesn’t have to!
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Disaster Relief
We know that life isn't always smooth sailing. Thats why we are here to support you when you need it most.
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Financial Hardship
For one reason or another, many Australians experience Financial Hardship at some point in their life. We are here for you to talk to us if you ever feel the need to reach out regarding your situation.
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Check your home loan eligibility
Check your eligibility for a home loan today with Unloan's comprehensive guide. Understand our requirements and improve your chances of loan approval.
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Everything you want to know

ALL IN ONE PLACE
Buying a home or looking to make the
switch? Let’s undo the jargon and make
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There's plenty more to love

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Annual rate discount

0.30
%
p.a.
in year 30
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Say no to fees

Application Fees

Banking Fees

Account Fees

Change Fees

Exit Fees

In certain circumstances LMI premium may apply.
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Save interest

Offset your interest with unlimited free redraw.
How redraw works
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See all of Unloan's features

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

^ Unloan offers a 0.01% per annum discount on the Unloan Live-In rate or Unloan Invest rate upon settlement. On each anniversary of your loan’s settlement date (or the day prior to the anniversary of your loan’s settlement date if your loan settled on 29th February and it is a leap year) the margin discount will increase by a further 0.01% per annum up to a maximum discount of 0.30% per annum. This discount is applied to each loan that you have with Unloan. If you have multiple loans (e.g. one investor and one live-in loan), they will each have a discount calculated based on when you settled each loan. Unloan may withdraw this discount at any time.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.