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Important Information

Our legal information. All in one place.

Banking Code of Practice

The Banking Code of Practice sets out appropriate standards for dealing with customers.

Banking Code of Practice

The Banking Code of Practice sets out appropriate standards for dealing with customers.

Co-Borrower Guide

This guide outlines important information to consider before before applying for a home loan with someone else

Co-Borrower Guide

This guide outlines important information to consider before before applying for a home loan with someone else

Complaints Policy

Something wrong? Tell us, so we can make things right.

Complaints Policy

Something wrong? Tell us, so we can make things right.

Comprehensive Credit Reporting

How credit reporting works and what it means for you

Comprehensive Credit Reporting

How credit reporting works and what it means for you

Consumer Data Right Policy

Describes the data available for you to share, how to share your data, what we do with the data we collect, and how to make a complaint.

Consumer Data Right Policy

Describes the data available for you to share, how to share your data, what we do with the data we collect, and how to make a complaint.

Consumer Data Right Product Data APIs

Provides information for developers to access Unloan product data made available under the Consumer Data Right.

Consumer Data Right Product Data APIs

Provides information for developers to access Unloan product data made available under the Consumer Data Right.

Deceased estates: Losing a loved one

If you've recently suffered the loss of a family member or friend, we can help you at this difficult time.

Deceased estates: Losing a loved one

If you've recently suffered the loss of a family member or friend, we can help you at this difficult time.

Equifax Terms of Service

Information about the third party service we use to verify your income.

Equifax Terms of Service

Information about the third party service we use to verify your income.

External support services

When you need some extra support and care, there are government and community services that may be able to support you.

External support services

When you need some extra support and care, there are government and community services that may be able to support you.

Financial Difficulty

We all may experience financial hardship at some time. Getting support is important – and we’re here to help.

Financial Difficulty

We all may experience financial hardship at some time. Getting support is important – and we’re here to help.

How can I serve legal notices?

How you can serve legal notices on the Commonwealth Bank Group, including Unloan?

How can I serve legal notices?

How you can serve legal notices on the Commonwealth Bank Group, including Unloan?

How we manage security

As a provider of financial services, we recognise how important it is to help protect user privacy and security.

How we manage security

As a provider of financial services, we recognise how important it is to help protect user privacy and security.

Our Reference Rates

Our home loan reference rates for owner occupier and investor home loans

Our Reference Rates

Our home loan reference rates for owner occupier and investor home loans

Privacy Policy

This policy describes how your personal information is handled by Unloan.

Privacy Policy

This policy describes how your personal information is handled by Unloan.

Rapid Refinance Important Information

Customers may be eligible to have their loan funded shortly after accepting their Unloan offer.

Rapid Refinance Important Information

Customers may be eligible to have their loan funded shortly after accepting their Unloan offer.

Target Market Determination - Unloan Variable Home Loan

This document describes the type of customers for whom Unloan is most appropriate, and how Unloan is made available to our customers.

Target Market Determination - Unloan Variable Home Loan

This document describes the type of customers for whom Unloan is most appropriate, and how Unloan is made available to our customers.

Unloan App Terms

Terms and Conditions for use of the Unloan App

Unloan App Terms

Terms and Conditions for use of the Unloan App

Unloan Direct Debit Request Service Agreement

The terms and conditions that apply when you set up Autopay.

Unloan Direct Debit Request Service Agreement

The terms and conditions that apply when you set up Autopay.

Unloan Home Loan Terms and Conditions

The usual Terms and Conditions for our home loans

Unloan Home Loan Terms and Conditions

The usual Terms and Conditions for our home loans

Website Terms

The terms and conditions that apply to your access and use of our website.

Website Terms

The terms and conditions that apply to your access and use of our website.

Calculations are not a loan approval. Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in our loan offer, if an offer is made.

*Comparison rate is calculated on a $150,000 secured loan over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

**Rates shown are inclusive of a 0.01% p.a. discount off our reference rate. On each anniversary of your loan’s settlement date, you will receive an additional discount of 0.01% per annum, up to a maximum discount of 0.30% per annum. For purchase loans with a Loan to Value Ratio (LVR) between 80.01% - 90% LVR, a lenders mortgage insurance (LMI) premium and higher interest rate apply. In some cases depending on the property’s location or type, LMI may also be required for LVR between 70.01% and 80%.

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Unloan acknowledges the Traditional Owners of the lands across Australia as the continuing custodians of Country and Culture. We pay our respect to First Nations peoples and their Elders, past and present.

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Built by CommBank. Unloan is a fully owned division of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL / Australian credit licence 234945.