Beginner’s Guide to Home Loans

Hot topics

The evolving role of LVR in the housing market
The loan to value ratio (LVR) in Australia plays a key role in securing finance approval. In this article, we have covered all you need to know about it.
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How a different LVR impacted home buyers' experiences
LVR is a percentage figure that lenders use to determine the level of risk your home loan poses. Read on to learn more about how your LVR can impact your experience as a first-home buyer.
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LVR and its impact on home loan interest rates
Your LVR is one of the main factors banks and lenders consider when assessing your home loan application. Learn how your LVR could impact your home loan interest rates.
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What is a serviceability assessment?
Learn what serviceability assessments are and what factors are reviewed in your Unloan home loan application.
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How do your debt and expenses impact your application?
Explore how your debt and expenses help determine whether you can afford your repayments.
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What fees are involved when purchasing or refinancing?
Learn about the home loan fees to know about when purchasing or refinancing a home.
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